Should You Consider Wedding or Event Insurance?

March 5, 2014

During the fun and excitement of planning your wedding, insurance may have fallen to the bottom of your to-do list!


With the right planning, your wedding is most likely to run to plan and be the best day of your life, however it is always
advisable to plan for the unexpected. From an unfortunate illness to a ripped bridal gown – it is a good idea to consider wedding
and event insurance to cover any unexpected situations.

Today, we guide you through the in’s and out’s of wedding insurance.

Newlyweds cutting wedding cake

What is wedding insurance?
Wedding insurance is a policy that covers you financially if something ruins your big day or it has to be cancelled or postponed.

Do I need wedding insurance?
All policies are different, but typically wedding insurance covers;
the cancellation or rearrangement of a wedding or reception due to accident
illness or bereavement within the main wedding party
a supplier going out of business

Most policies also cover loss or damage to the wedding outfits;
The cake
The price of having to retake photographs and video
Failure of wedding cars
Personal liability and legal expenses

Important to note
Whilst wedding cover is advised, there is certainly no obligation to buy it and of course many uninsured weddings go along without a
hitch. Therefore, it comes down to whether you would feel happier if knowing that some of your wedding costs are covered. Weddings are
expensive and many people are investing a huge amount of their savings. A sense of reassurance is well worth considering.


Wedding insurance generally won’t cover your honeymoon, and this will require separate travel insurance. Having both this and an adequate
level of wedding insurance in place will ensure your nuptials are fully covered, from walking down the aisle to your wedding night!

Here at Vanilla, we work alongside SiB Insurance who
provide low cost cover for your important day to give you a peace of mind. Also, if you are planning an important event or conference,
SiB can offer competitive cover for this.

For more information give why not give them a call on 01704 50099? or drop them an email at

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